Autonomous freight company Bot Auto announced it has obtained a comprehensive insurance program that could be a key step toward making driverless freight commercially viable.

The announcement comes on top of the company hitting its “Breaking 2” milestone: fully humanless operations at $1.89 per mile, beating the $2.26 human-driven baseline (ATRI).

It's the first tangible proof that autonomy can outcompete on cost, redefining how progress in driverless freight is measured and how quickly it scales commercially, according to the company.

Bot Auto is using a transportation-as-a-service model for autonomous trucks. By combining advanced autonomy with vertically integrated logistics operations, Bot Auto provides safe, efficient, and cost-effective freight movement across high-density corridors, according to a news release.

Why Insurance Program Will Help Scale Autonomous Trucks

The insurance provides Bot Auto with auto liability, property, general liability, cargo, and inland marine protection, complemented by a separate cyber policy. It is underwritten by an A-rated carrier and placed by Marsh, a global leader in insurance brokering and risk management.

Bot Auto has completed driverless runs on public roads in Houston. Now with insurance in place across its fleet, the company said, it operates daily commercial loads between Houston and San Antonio, with additional lane expansions planned.

Insurance, Risk, and Autonomous Trucks

The news comes as questions around liability and fault continue to shape the conversation around AV adoption. 

Unlike limited pilot coverage seen across much of the industry, this program creates a repeatable model for evaluating and underwriting autonomy through real-time, data-driven risk assessment, according to a Bot Auto news release — a key step toward making driverless freight commercially viable.

As the trucking industry faces increasing legal, financial, and reputational exposure — including the risk of nuclear verdicts — Bot Auto's autonomy-native operations present a fundamentally different risk profile, according to the company.

Its real-time data architecture, consistent vehicle behavior, and traceability create a transparent operating environment where questions that once relied on courtroom debate can now be definitively answered through data.

Risk is no longer just underwritten; it's measurable, traceable, and actively managed.

"Safety isn't a feature we layer in, it's the foundation of how we operate," said Brian Moore, Chief Policy Officer at Bot Auto, in a news release.

"Our autonomous trucks are engineered to behave predictably, operate within strict parameters, and log everything. That allows us to respond faster, explain outcomes clearly, and continuously improve our systems. It's a level of operational clarity that every customer and partner deserves."